Effective date: April 26, 2026
LifeInsuranceCalc.org ("we," "us," or "our") operates the website located at https://lifeinsurancecalc.org. This page explains what information we collect, how we use it, and your rights regarding that information.
Information We Do Not Collect
All calculations on this site run entirely in your browser. No financial data you enter into any calculator on this site — including income, debt balances, age, or coverage amounts — is transmitted to our servers, stored, or shared with any third party. We have no access to your calculation inputs or results.
Information Collected Automatically
Like most websites, our web server may automatically log basic technical information when you visit: your IP address, browser type, operating system, referring URL, and pages visited. This information is used solely for technical troubleshooting and aggregate traffic analysis. It is not linked to any personally identifiable information.
Google AdSense
This site uses Google AdSense to display advertisements. Google AdSense uses cookies to serve ads based on your prior visits to this and other websites. You can opt out of personalized advertising by visiting Google's Ads Settings. For more information about how Google uses data, see Google's privacy policy.
Google Analytics
We may use Google Analytics to understand aggregate usage patterns (e.g., which pages are most visited, how long users stay). Google Analytics collects anonymized data about site usage. It does not identify individual users. You can opt out using the Google Analytics Opt-out Browser Add-on.
Cookies
This site itself does not set first-party cookies. Third-party services (Google AdSense, Google Analytics) may set cookies as described above. You can control cookies through your browser settings.
Children's Privacy
This site is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided personal information to us, please contact us at the address below.
Links to Other Sites
This site may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any external sites you visit.
Changes to This Policy
We may update this privacy policy from time to time. Changes will be reflected by the updated effective date at the top of this page. Continued use of the site after changes constitutes acceptance of the revised policy.
Contact
If you have any questions about this privacy policy, you can reach us at: privacy@lifeinsurancecalc.org